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Strategies: Wealth Preservation

Many Canadians today have accumulated significant wealth but have failed to plan for maximizing their efforts, for themselves and their families, during their retirement.

Transferring the Risk & Unlocking your Assets at Retirement

Whether you realize it or not, you are currently funding the costs of your future long term care with the assets you will or currently have accumulated for retirement. This essentially locks up a good portion of these assets, as they will have to be set aside and available to be used to pay for these future costs of care.

We feel that a much more effective method of paying for these costs is to transfer the risk to a third party.

Here's how it works...

You purchase an insurance contract or what we refer to as a Long Term Care Bond. This contract is designed to pay for all or a portion of your future care costs. The cost of the contract is only a small percentage of the assets you otherwise will have to set aside, thus unlocking them to be used for the things you intended them for.

Re-Structuring your assets

This strategy involves a simple and guaranteed method of enhancing your after tax income from guaranteed forms of investment.

Here's how it works...

We take some or all of your guaranteed investments and re-structure them using different products that provide greater tax efficiencies. Thus finding additional income to pay for your Long Term Care Bond.